Uninsured & Hit-and-Run Accidents in Romania — How to Claim Compensation from BAAR [2026 Complete Guide]

Hit by an uninsured or unidentified driver in Romania? You're still entitled to full compensation. BAAR (Bureau of Motor Vehicle Insurers) pays from its guarantee fund — up to EUR 6.45 million per event. This 2026 guide covers the exact procedure, required documents, 30‑day response deadline, 0.2 %/day penalty, trauma‑score calculation, and court route. Works for foreigners without a Romanian bank account.