How to Open a Bank Account for Your Romanian SRL in 2026: The Complete Guide for Foreign Founders
From 2026, every Romanian company must hold a bank account — and newly incorporated SRLs have just 60 business days to open one. Miss the deadline and ANAF can declare your company fiscally inactive, cancel your VAT registration, and start a 12-month countdown toward dissolution. This guide covers everything foreign founders need to know: the legal obligation under Law 239/2025, the documents required, how the KYC process works for non-resident shareholders, which banks offer remote onboarding, and how to avoid the most common problems that delay or block account opening.
Fiscal Inactivity in Romania 2026: How ANAF Declares Companies Inactive, Consequences, and How to Reactivate
Since 1 January 2026, the Romanian tax authority (ANAF) can declare companies fiscally inactive for two new reasons: not having a Romanian bank account and not filing annual financial statements within five months of the deadline. A company that remains inactive for more than one year faces dissolution. Here is what triggers fiscal inactivity, what the consequences are, and how to reactivate or prevent it.